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Fee Schedule Effective 1/28/2011
ATM Deposit Adjustment Fee $6.60
ATM Empty Envelope Fee $38.50
ATM Foreign Inquiry/Share Transfer Fee (non-CO-OP ATMs) $0.28
ATM Foreign Transaction Fee (non-WestStar/CO-OP ATMs) $2.20
American Express Gift Card $4.35/ea.
American Express Gift Cheques $2.75/pkg
American Express Traveler’s Cheques 1.5% of purch.
Automatic Share Transfer Fee $11.00
Bad Address Fee $11.00/mo.
Card/PIN Replacement Fee $11.00
Card Express Mail Order Fee $33.00
Check Collections:       Domestic $16.50
                                          Foreign $33.00
Coin Exchange Fee 5% of total
Copy of Check/Draft/Statement (each) $5.50
Counter Checks (8) $11.00
DMV Fee $82.50
Early Closure of Account (within 90-days after opening) $27.50
Excessive Share Withdrawal Fee (over 6 per month) $2.20/ea.
Fresh Start Checking Fee (assessed the last day of the month) $16.50/mo.
Inactive Account Fee (after 12 months) $5.00/mo.
IRA Early Withdrawal Fee $55.00
IRA Transfer/Closure Fee
(See Account Disclosure, IRAs may be subject to IRS Penalties)
$55.00
Legal Processing/Account Reconciliation/Research
(1 hr minimum)
$55.00/hr
Levy/Garnishment Fee $75.00
Lien Release Fee $25.00
Lifetime Membership Fee $5.50
Minimum Balance Fee $5.50/mo.
Money Market Excessive Transaction Fee (over 6 per month) $22.00
Money Orders $2.20/ea.
Negative Balance Fee (assessed 2nd business day) $20.00/occurrence
Notary Services FREE
Non-Sufficient Funds Fee (NSF) $38.50
Non-Member Check Cashing Fee $5.50
Online Banking - eTeller, eStatements, Online Bill Pay FREE
Overdraft Fee (see Courtesy Overdraft) $38.50/item
Payment Deferral/Extension Fee (based on approval) $39.00
Returned Item Fee $38.50/item
Safe Deposit Boxes (Not currently offered)  
      Drill Box Pass thru
      Lost Safe Deposit Key Fee $16.50
2nd Chance Checking Fee $16.50
StarPay Monthly Fee $10.00
StarPay In-Person Transaction Fee $1.00/occurrence
Stop Payment Fee (personal checks/WestStar checks/EFT) $38.50
VISA Classic Annual Fee $20.00
VISA 2nd Chance Monthly Participation Fee $5.00
VISA Credit Card Express Order Fee $33.00
VISA Emergency Card Replacement Fee $50.00
VISA Retrieval Request Fee $11.00/ea.
WestStar/Teller Checks $5.50/ea.
Wire Transfers Incoming FREE
Wire Transfer Fee - Outgoing Domestic $27.50
Wire Transfer Fee - Outgoing Foreign (outside the U.S.) $55.00

Fees Effective December 15, 2012. All rates and fees are subject to change. Some fees can be waived with Royal Advantage, click here to learn more.

 

 
 
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