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Home Equity Loan (HEL)
WestStar can help you make the most out of your home! If you currently have equity in your home, and you wish to use that equity to consolidate debts, buy a new car, pay for your child's college tuition or take a dream vacation, then this loan is perfect for you!
  • Low Fixed Rate
  • Convenient 15 Year Term
  • Refinance up to 100% Loan to Value
  • Maximum loan amount of $250,000
Home Equity Line of Credit (HELOC)

At WestStar, we know that you have dreams for your home. Maybe you are interested in adding a swimming pool to your home, landscaping your backyard, and adding additional rooms to your home. If so, you may want to consider a HELOC. This is a line of credit that you can borrow from at any time and payoff at any time. Also, the interest you pay may be tax deductible.

  • Variable rate based on the prime rate
  • Rate is subject to change quarterly
  • Credit line has a 7-year draw period
  • Low minimum interest only payment
  • Up to 100% Loan To Value with a maximum loan amount of $250,000
Fixed Plus Home Equity Loan
This Home Equity Loan is fixed, allowing you to lock in your rate. Plus, the first 7 years are interest only payments, so you know that you can afford it! When interest rates are on the rise, locking in a rate means more money in your pocket. You can get what you really want, and save money doing it!
  • 20 year term with 7 years interest only and 13 years amortized
  • Minimum loan amount is $25,000
  • 90% Loan to Value Maximum
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