Loan Insurance Products

GAP Advantage - Bridge the gap between the value of your vehicle and what you owe. Did you know that if the vehicle you are thinking of purchasing, or just purchased is totaled, or is stolen and not recovered, your insurance may not pay off the total amount due to your financial institution? Guaranteed Asset Protection (GAP) pays the difference between the actual cash value of your vehicle, which is determined by your primary insurance company, and the unpaid balance that is owed. The cost of GAP Advantage can be added to your auto loan at the time of purchase or at anytime of your loan. GAP Advantage is the answer to peace of mind, convenience, and confidence on the road...all for pennies a day! Contact a loan officer or service representative today!

Major Mechanical Breakdown Protection - You never plan on your car breaking down on you, but you can be prepared. Major Mechanical Protection (MMP) can cover your unexpected costs, when you need it the most. Automotive repair costs will continue to rise and the likelihood of major mechanical failure on your vehicle will increase. Your MMP Service Agreement gives you the peace of mind that you're protected against future costly repairs.

For Pre-Authorizations, call (800) 526-8678, option 4
For questions about your policy, call (800) 527-0066

MAP out a Plan! Taking out an auto loan, credit card, or personal loan means one of your dreams is about to come true – but, what happens to your dream when the unexpected hits? How can you make sure your family doesn’t shoulder the financial burden of making loan payments when you can’t?

Help safeguard your loan with Member’s Assurance Plus Debt Protection!* With Member’s Assurance Plus, fees are based on a group rate and you buy only enough protection to cover your loan balance. That saves you money.

• Can protect up to two borrowers
• Package options can include life, disability, and involuntary unemployment.
• Cancels your loan balance up to $100,000 in the event of death.
• Cancels your monthly loan payment up to 24 months or $24,000 if disabled.
• Cancels your monthly loan payment up to 6 months or $6,000 for auto loans and personal loans if involuntarily unemployed or up to 3 months or $1,500 on credit cards if involuntarily unemployed.