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Home > Services > Royal Advantage

Royal Advantage Member Rewards Program SM

Points are OUT. Perks are IN!
Be rewarded automatically for your loyalty to WestStar Credit Union. The more products you use, the greater rewards you will earn!

There are two categories available to you - Royal Advantage Gold and Royal Advantage Platinum! As a member of WestStar Credit Union, you’re automatically enrolled in our Royal Advantage program once you qualify. No forms. No dues. Just extra benefits.

PLATINUM ADVANTAGE

Minimum $20,000 in combined loans and core savings*,
Direct Deposit, checking account, plus one other product**

Benefits Include:

Fees Waived on Teller Checks1
Fees Waived on Money Orders1
Fees Waived on Traveler’s Checks
Free Box of Checks2
0.25% Consumer Loan Rate Discount3
Exclusive Platinum Member Offers
Fees Waived on Foreign ATM Transactions4
Fees Waived on Overdrafts5
Free eTeller Online Banking
Free Online Bill Pay
Free Touch Tone Teller
Free Notary Services

GOLD ADVANTAGE

Minimum $1,000 in combined loans and core savings*, Direct Deposit, checking account, plus one other product**

Benefits Include:

Fees Waived on Teller Checks1
Fees Waived on Money Orders1
Free Box of Checks2
Free eTeller Online Banking
Free Online Bill Pay
Free Touch Tone Teller
Free Notary Services

We combine the balances from core savings accounts and loans* in each membership account number to determine the level of qualification. Benefits are available on every membership account that qualifies. To ensure you’re earning the highest level possible, we update status levels regularly.

*Royal Advantage benefits are based on each membership account number’s combined loan balances and core savings (checking, savings, and money market accounts) excluding share certificates and IRAs. Royal Advantage eligibility is determined on a regular basis at a time designated by the credit union. Account must be in good standing and not have caused a loss to the credit union to qualify for Royal Advantage benefits.

**Eligible products include another core savings account (excluding share certificates and IRAs) or loan in addition to a checking account.

1 Limit one per business day.
2 One free box of WCU Exclusive checks per year, valid only on orders placed in person or via Service Center.
3 On approved credit. Discount will be given on the approved rate on any new Signature Loan or New/Used Auto Loan added to the qualified account. Can not be combined with any other offers.
4 Three (3) Foreign ATM transaction fees waived per month. Platinum members only.
5 Four (4) NSF and/or Overdraft Fees waived per year. Platinum members only.

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