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Sometimes, we get carried away. The holidays come and we get a little drunk on gift giving. You know how it goes…”you get a gift!”, “you get a gift!”, “everyone gets a gift!” Then you wake up in January, your head throbbing and December seems like a blur.

You login to your credit card account (you know, the one with the ridiculous high rate) and then it hits you. Hard. You have a massive holiday hangover. Well, we have the cure!

New FlexRewards Platinum Credit Cardholders get 0%APR on purchases made for the first 6 months!1

Your cure for the Holiday Hangover!

  • Cash Back Credit - Redeem your Reward Points to get a 1% cash back credit directly applied to your card balance! Now we’re speaking your language.
  • Travel Options - Choose from air, hotel, car rental, or cruise options with your Reward Points! Get outta town!
  • Charity Choice - Choose from hundreds of major charities to give back to using your Reward Points. Feels good, doesn’t it?
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Friends don’t let friends have bad credit cards.

Feel free to brag to your friends and family about your awesome new FlexRewards Platinum Credit Card. Tell them how much you’re saving on balances you transferred from your other cards. Tell them about all the cash back you’ll be earning on your purchases. And then, tell them that new cardholders get 0% on all purchases for the first 6 months the card is open! Because sharing is caring.



  • Get 0.00%APR*
  • For 6 months



APR = Annual Percentage Rate.

1. The introductory rate of 0.00% APR is valid for purchases made on new FlexRewards Platinum Credit Card accounts opened on or after 1/1/2021 through the sixth (6th) statement cycle following the credit account opening. At that time, any remaining balance on purchases made during the introductory period, and any purchases made after the introductory period, will receive the APR in effect at that time. Introductory rate does not apply to cash or balance transfers. To qualify, you must be a cardholder currently in good standing - you must have demonstrated responsible use of your card and must not have had delinquent payments within a specified period. If at any time during the introductory period, a minimum payment is late or not received, your rate on any and all transactions will revert to the rate that was determined when you opened your account, based on your credit worthiness, and varies with the market based on the Prime Rate. New applicants are subject to terms, conditions and credit approval. You must be at least 18 years of age to apply and show ability to pay, or apply with a co-signer who is at least 21 years of age and can show ability to pay. Rates, fees and terms are subject to change at any time.

Your cure for the Holiday Hangover!

Apply Now