Fee Schedule

Fee Schedule Effective 2/1/2017

All rates and fees are subject to change. Some fees can be waived with Royal Advantage, click here to learn more.

ATM Deposit Adjustment Fee $6.60
ATM Foreign Inquiry/Share Transfer Fee (non-CO-OP ATMs) $0.28
ATM Foreign Transaction Fee (non-WestStar/CO-OP ATMs) $2.20
Automatic Share Transfer Fee(up to 6 per month) $11.00/ea.
Bad Address Fee $11.00/mo.
Card Replacement Fee $11.00
Card Express Mail Order Fee $33.00
Check Collections: Domestic $16.50
Check Collections: Foreign $33.00
Coin Exchange Fee 5% of total
Copy of Check/Draft/Statement (each) $5.50
Credit Card Classic MasterCard Annual Fee $20.00
Credit Card 2nd Chance MasterCard Monthly Partic. Fee $5.00
Credit Card Express Order Fee 33.00
Credit Card Emergency Card Replacement Fee $50.00
Credit Card Retrieval Request Fee $11.00/ea.
DMV Fee $82.50
Early Account Closure Fee (within 90 days) $27.50
Excessive Share Withdrawal Fee (over 6 per month) $22.00/ea.
Fresh Start Checking Fee (assessed the last day of the month) $16.50/mo.
Inactive Account Fee (after 12 months) $5.00/mo.
IRA Annual Fee (Traditional/Roth) $25.00
IRA Annual Fee (Coverdell) $25.00
Legal Processing/Account Research(1 hr minimum) $55.00/hr
Levy/Garnishment Fee $75.00
Lien Release Fee $25.00
Minimum Balance Fee $5.50/mo.
Money Market Excessive Withdrawal Fee (over 6 per month) $22.00/ea.
Money Orders $2.20/ea.
Negative Balance Fee (assessed 2nd business day) $20.00/occurrence
Notary Services Free
Non-Sufficient Funds Fee (NSF) $38.50
Non-Member Check Cashing Fee $5.50
Online Banking - eTeller, eStatements, Online Bill Pay Free
Overdraft Fee (see Courtesy Overdraft) $38.50/item
Payment Deferral/Extension Fee (based on approval) $39.00
Returned Item Fee $38.50/item
Safe Deposit Boxes
3 x 5 Box $25/yr
3 x 10 Box $35/yr
5 x 10 Box $50.00/yr
10 x 10 Box $75.00/yr
Drill Box pass thru
Lost Safe Deposit Key Fee pass thru
StarPay Monthly Fee $10.00
StarPay In-Person Transaction Fee $1.00/occurrence
Stop Payment Fee (personal checks/WestStar checks/EFT) $38.50
Temporary Checks (8) $11.00
WestStar/Teller Checks $5.50/ea.
Wire Transfers Incoming Free
Wire Transfer Fee - Outgoing Domestic $27.50
Wire Transfer Fee - Outgoing Foreign (outside the U.S.) $55.00