We all have a car loan – it’s just a given. We want you to have a car loan that is affordable, with flexible terms to meet your needs. By bringing your car loan to WCU from another lender, you’ll save up to 1% off your current rate, and you could really cut your monthly payment down! That’ll put savings in your pocket each and every month.



Plus, whether you refinance your car loan from another lender, or you’re buying a new car, we’re gonna give you 1% of that loan amount (up to $500) in cash! It’s our way of giving back to our loyal members and giving you a little cushion wherever we can. It’s what we do



*Offer available on auto loans refinanced from another lender to WestStar Credit Union, and is subject to standard underwriting guidelines. Minimum rate discount of 0.25% and maximum rate discount of 1.00% off existing rate with current lender will apply upon credit approval. Approved rate not to go below 2.84% Annual Percentage Rate.



+Cash back incentive is a limited time offer on new purchase and refinance auto loans financed with WestStar Credit Union.  Payout is based on one percent (1%) of the loan amount, with a maximum payout of $500.00. Not valid on vehicles previously or currently financed with WestStar. Cash reward will be paid into member’s primary share account after the first regular payment has posted and the title listing WestStar Credit Union as lienholder has been received. Cash incentive may not be paid if title is not received within 120 days of loan funding. Indirect Loans (CUDL) are not eligible.  Restrictions may apply. WCU may issue a 1099 MISC. Ask for details.

  • Competitive low rates
  • Flexible terms
  • Apply online 24/7
  • Local decision-making and processing
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Who doesn’t need a break from their car payment? When you bring your car loan to WestStar, you could qualify to push your first payment out up to 90 days. That’s a nice little payment vacation – and during these hot summer months too! We bet you could find some fun stuff to do instead of making your car payment.

1First loan payment may be deferred for up to 90 days on approved credit with interest accruing from the loan date.

  • No loan application fee; no pre-payment penalties
  • Must be 18+ and able to repay the loan
  • Must be eligible for credit union membership
  • Must qualify for eligibility
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Now I mustache you a question,
what are you waiting for?

Apply Now