Rates

Rates effective November 1, 2017. 

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Loan Rates

APR = Annual Percentage Rate.  

Product APR as low as
New Auto 2.49%
Used Auto 2.49%
Signature Loan 7.29%
Overdraft Line of Credit 18.00%
Platinum MasterCard 8.90%
Platinum Rewards MasterCard 9.90%
Gold MasterCard 9.90%
Gold Rewards MasterCard 9.90%
Classic MasterCard 15.90%
2nd Chance MasterCard 18.00%
New RV / Boat / Motorcycle 5.24%
Used RV / Boat / Motorcycle 5.24%
Share Secured Loans 4.00%
Certificate Secured Loans 3.00% Over Dividend Rate on Certificate
Home Equity Line of Credit - up to 80%  
Rates are current and are subject to quarterly adjustment.
Prime +0.50%*
Home Equity Line of Credit - up to 90%  
Rates are current and are subject to quarterly adjustment.
Prime +2.00%*
1st Mortgage Loans Call us for details (702) 791-4777

Rates are accurate as of effective date. Rates listed are the lowest APR available. The rate may vary depending on each individual's credit history and underwriting factors. All loans subject to credit approval. Other conditions and terms may apply. Programs are subject to change without notice. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

*Rate is based upon prime rate, WSJ Money Rates

Savings Accounts Rates

APY = Annual Percentage Yield

Product Minimum Balance Min Dividends Balance Dividend Rate APY
Primary Share Savings $5 $500 0.05% 0.05%
Christmas Club $0 $500 0.05% 0.05%
Other Share Savings $0 $500 0.05% 0.05%
Comet Kids Club $5 $25 0.05% 0.05%

Rates are accurate as of effective date. Programs are subject to change without notice. You must complete one share in your Regular share account as a condition of admission to membership and eligibility for any additional services. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. The credit union has the right to transfer from any share account, share draft account or term certificate (excluding IRA) to offset any debt.

Money Market

See Details
Tiered Minimum Tiered Maximum Dividend Rate APY
$5,000 $24,999.99 0.10% 0.10%
$25,000 $99,999.99 0.15% 0.15%
$100,000 + - 0.20% 0.20%

Term Certificate Rates

See Details
Term Minimum Balance Dividend Rate APY
3 - 5 mo $500 0.20% 0.20%
6 - 11 mo $500 0.25% 0.25%
12 - 23 mo $500 0.40% 0.40%
24 - 35 mo $500 0.95% 0.95%
36 - 47 mo $500 1.19% 1.20%
48 - 59 mo $500 1.24% 1.25%
60 mo + $500 1.98% 2.00%
  • Penalty may be imposed for withdrawals prior to maturity.

IRA Shares

See Details
Tiered Minimum Tiered Maximum Dividend Rate APY
$500 $24,999.99 0.10% 0.10%
$25,000 $99,999.99 0.15% 0.15%
$100,000 + - 0.20% 0.20%

IRA Term Certificate Rates

See Details
Term Minimum Balance Dividend Rate APY
3 - 5 mo $500 0.20% 0.20%
6 - 11 mo $500 0.25% 0.25%
12 - 23 mo $500 0.40% 0.40%
24 - 35 mo $500 0.95% 0.95%
36 - 47 mo $500 1.19% 1.20%
48 - 59 mo $500 1.24% 1.25%
60 mo + $500 1.98% 2.00%

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