Rewards & Perks

Royal Advantage Member Rewards Program

Points are OUT. Perks are IN!

Be rewarded automatically for your loyalty to WestStar Credit Union. The more products you use, the greater rewards you will earn!

There are two categories available to you — Royal Advantage Gold and Royal Advantage Platinum! As a member of WestStar Credit Union, you’re automatically enrolled in our Royal Advantage program once you qualify. No forms. No dues. Just extra benefits.

Platinum Advantage

Requirements:

  • Minimum $20,000 in combined loans and core savings1
  • Direct deposit
  • Checking account
  • Plus one other product2

Benefits Include:

  • Fees waived on teller checks3
  • Fees waived on money orders3
  • Fees waived on traveler’s checks
  • Free box of checks4
  • 25% consumer loan rate discount5
  • Exclusive Platinum member offers
  • Fees waived on foreign ATM transactions6
  • Fees waived on overdrafts7
  • Free eTeller online banking
  • Free online bill pay
  • Free Touch Tone Teller
  • Free notary services 

Gold Advantage

Requirements:

  • Minimum $1,000 in combined loans and core savings1
  • Direct deposit
  • Checking account
  • Plus one other product2

Benefits Include:

  • Fees waived on teller checks3
  • Fees waived on money orders3
  • Free box of checks4
  • Free eTeller online banking
  • Free online bill pay
  • Free Touch Tone Teller
  • Free notary services

We combine the balances from core savings accounts and loans1 in each membership account number to determine the level of qualification. Benefits are available on every membership account that qualifies. To ensure you’re earning the highest level possible, we update status levels regularly.

  

1Royal Advantage benefits are based on each membership account number’s combined loan balances and core savings (checking, savings, and money market accounts) excluding share certificates and IRAs. Royal Advantage eligibility is determined on a regular basis at a time designated by the credit union. Account must be in good standing and not have caused a loss to the credit union to qualify for Royal Advantage benefits.

2Eligible products include another core savings account (excluding share certificates and IRAs) or loan in addition to a checking account.

3Limit one per business day.

4One free box of WCU Exclusive checks per year, valid only on orders placed in person or via Service Center.

5On approved credit. Discount will be given on the approved rate on any new Signature Loan or New/Used Auto Loan added to the qualified account. Cannot be combined with any other offers.

6Three (3) Foreign ATM transaction fees waived per month. Platinum members only.

7Four (4) NSF and/or Overdraft Fees waived per year. Platinum members only.