Debit Mastercard

Imagine getting through life without ever having to dig for change or write a check. It doesn’t have to be a dream. Use your free WCU Debit Mastercard®  for all of your purchases — whether you are home or abroad. 

co-op-logoOur debit card is safer than carrying cash and more readily accepted than checks. And this very same card is used to make ATM withdrawals and qualify for CardCash™ Debit Rewards*. Thanks to the CO-OP Network, you can access surcharge-free ATMs across the country! One tiny piece of plastic — a whole lot of versatility.

Details
  • Instant issue in-branch — get your card as soon as you open an account
  • Faster and easier than writing checks
  • EMV® technology makes your card nearly impossible to duplicate
  • Authorization process limits your risk for lost or stolen cards
  • Access to cash throughout the U.S. and around the world
  • Make withdrawals, transfers, inquiries, and deposits (where allowed) at ATMs
  • With CardCash Debit Rewards, earn up to 1% cash back on your qualified non-PIN debit card purchases*
  • Enjoy the benefits that come with your WCU Debit Mastercard:
    • Zero Liability Protection
    • Mastercard Global Service
    • Extended Warranty
    • Purchase Assurance
    • Satisfaction Guarantee

*Learn about CardCash Debit Rewards account eligibility here.

Debit Card Overdraft Protection

WestStar Credit Union may, at its discretion, approve your everyday debit card transactions when you do not have enough available funds1 in your checking account at the time of the transaction. Standard overdraft fees will apply.

If you would like to have your transactions approved at our discretion, add debit card overdraft protection and avoid potential embarrassing declines at the point of sale. Debit card overdraft protection is what you need, when you need it most.

There is no fee to add the debit card overdraft protection to your account and no fee if you never use the service!

You must be enrolled in the courtesy overdraft program in order to protect your debit card transactions with debit card overdraft protection. Submit your request today. If you change your mind, don't worry — just complete this form to opt-out.

Important: Debit card overdraft protection is different from courtesy overdraft. 

Courtesy overdraft will cover the payment of ACH/EFT and draft/check items when all available funds from all specified overdraft sources have been depleted. Learn more about courtesy overdraft.

If you have further questions, and would like to speak to a Member Service Representative, please call (800) 729-9328 Monday through Friday 8am to 6pm, or Saturday 9am to 1pm.

WestStar ATM Cards

Our ATM card provides the convenience of making deposits and withdrawals from savings, checking, and authorized lines of credit, at an ATM. Point-of-Sale transactions may also be completed at participating merchants. All transactions are subject to account balance availability and daily limits may apply.

1See the Important Account Information booklet for additional information regarding "Your Available Balance."

2Terms and conditions apply

Access your funds with just a swipe!