It’s always smart to invest in a sure thing. These certificates guarantee you a solid return — just pick your term to lock in a rate.
Key Features
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Guaranteed Returns
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Wide Range of Terms
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No Monthly Maintenance Fees
Guaranteed Returns
Wide Range of Terms
No Monthly Maintenance Fees
Stars. Stripes. Savings.
Limited-time certificate offers created to celebrate Independence Day and America's 250th year.
13-Month Term Certificate 4.00% APY*
OR
60-Month Term Certificate 4.44% APY*
Celebrate America's milestone with certificate rates worth cheering about. Whther you're looking for a shorter-term opportunity or long-term growth, these limited-time offers help your savings work harder.
Hurry, these special anniversary rates end July 31, 2026.
*Annual Percentage Yield (APY). APY is accurate as of 07/01/2026. The APY is fixed and will remainin effect until the certificate matures. At maturity, the 13-Month Term Certificate will auto renew to a 12-month Term at the current rate. The minimum balance required to open and earn the APY is $500.00. Early withdrawals are subject to penalty. Fees could reduce earnings on this account. Offer can end at any time and without notice. Share Savings with a minimum balance and membership eligibility is required to become a member.
- Competitive, fixed rates that beat standard savings
- Provides more guarantee than other, more risky, investments
- Set aside for future savings goals
- A wide range of terms to fit your goals
- IRA Term Certificates available
- No setup or maintenance fees
- Early withdrawals subject to penalty
- $500 minimum deposit to open
WestStar Credit Union Savings accounts are Federally Insured up to $250,000 and backed by the full faith and credit of the United States Government through the National Credit Union Administration (NCUA), an agency of the federal government. View NCUA Insurance Calculator.