Your goals are our priorities. When you have a personal need — big or small — meet it without any collateral required.
Key Features
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Competitive Rates
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No Collateral Needed
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No Hidden Fees
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Local Processing
Competitive Rates
No Collateral Needed
No Hidden Fees
Local Processing
WestStar Credit Union can help cover what matters most:
- Digital tools
- Dorm essentials
- Tuition & fees
- School supplies and clothing
- Sports and extracurricular activities
- Consolidating educational expenses
Borrow up to $5,000 at a fixed 7.99% APR1 and start the school year with confidence!
Payment Options
- $51/month - Estimated 60-Month Loan of $2,500*
- $102/month - Estimated 60-Month Loan of $5,000*
Click Apply Now below to get started.
*Payment options provided are for illustrative purposes only. A $2,500 personal loan with an interest rate of 7.99% for 60 months has an estimated monthly payment of $50.69. A $5,000 personal loan with an interest rate of 7.99% for 60 months has an estimated monthly payment of $101.27. 1Annual Percentage Rate (APR). Rate and terms are based on your creditworthiness. Additional terms available. This is not a student loan. All loans are subject to credit approval and income verification. Existing WestStar Credit Union personal loans are not eligible to refinance into promotional rate. WestStar Credit Union membership with minimum balance is required to borrow. Promotion ends August 31, 2026.
- Loan amounts up to $50,000.
- Payment options for every budget:
- $50/month - Estimated Loan of $2,000*
- $100/month - Estimated Loan of $4,000*
- $175/month - Estimated Loan of $7,000*
- $250/month - Estimated Loan of $10,000*
- Competitive rates for a wide range of personal needs:
- Go on a dream vacation
- Finance education expenses
- Make home improvements
- And much more!
- Flexible repayment terms
- No collateral necessary
- No prepayment penalties.
- Loan debt protection available
- Finance day-to-day purchases with a personal credit card as well
- Quick, local decision-making and processing
- Customized, friendly service from our experienced lending team
*Payment examples provided are for illustrative purposes only. A loan amount of $1,969.75 with an interest rate of 17.99% for 60 months has an estimated monthly loan payment of $50.00. A loan amount of $3,939.54 with an interest rate of 17.99% for 60 months has an estimated monthly loan payment of $100.00. A loan amount of $6,894.12 with an interest rate of 17.99% for 60 months has an estimated monthly loan payment of $175.00. A loan amount of $9,848.77 with an interest rate of 17.99% for 60 months has an estimated monthly loan payment of $250.00. Rate and terms are based on your credit worthiness. All loans are subject to credit approval and income verification. WestStar Credit Union membership with a minimum balance is required to borrow.