Fee Schedule Effective 6/1/2025

All rates and fees are subject to change.

    Changes as of July 1, 2025
ATM Deposit Adjustment Fee $6.60 $5.00
ATM Foreign Inquiry / Share Transfer Fee (non-CO-OP ATMs) $0.28  
ATM Foreign Transaction Fee (non-WestStar/CO-OP ATMs) $2.20  
Automatic Share Transfer Fee (up to 6 per month) $11.00/ea. $10.00/ea.
Bad Address Monthly Fee $11.00/mo.  
Card Replacement Fee $5.00  
Card Express Mail Order Fee $33.00  
Check Collections: Domestic $16.50 $33.00
Check Collections: Foreign $33.00  
Copy of Check / Draft / Statement (each) $5.50 $5.00
DMV Fee $82.50  
Early Account Closure Fee (within 90 days) $27.50 $5.00
Excessive Share Withdrawal Fee (over 6 per month) $20.00  
Fresh Start Checking Fee (assessed the last day of the month) $16.50/mo.  
Inactive Account Monthly Fee (after 12 months) $5.00/mo.  
IRA Annual Fee (Traditional/Roth/Coverdell) $25.00  
Legal Processing / Account Research (1 hr minimum) $55.00/hr  
Levy/Garnishment/Escheatment Fee $75.00  
Lien Release Fee $25.00  
Minimum Balance Monthly Fee (below minimum $5.00 on Share Savings) $5.50/mo. $5.00/mo.
Money Market Excessive Withdrawal Fee (over 6 per month) $20.00  
Money Orders $2.20/ea. $2.00/ea.
Negative Balance Fee (assessed 2nd business day) $20.00/occurrence  
Non-Sufficient Funds Fee (NSF) (each time an item is presented for payment) $38.50 $35.00
Non-Member Check Cashing Fee $5.50 $10.00
Overdraft Fee (see Courtesy Overdraft) (each time an item is presented for payment) $38.50/item $35.00/item
Payment Deferral/Extension Fee (based on approval) $39.00  
Perks Checking Monthly Fee $5.00  
Returned Item Fee $38.50/item $35.00/item
Stop Payment Fee (personal checks/WestStar checks/EFT) $38.50 $35.00
Temporary Checks (8) $11.00 $10.00
WestStar / Teller Checks $5.50/ea. $5.00/ea.
Wire Transfers Incoming Free  
Wire Transfer Fee - Outgoing Domestic $27.50  
Wire Transfer Fee - Outgoing Foreign (outside the U.S.) $55.00  

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