What is the difference between available balance and actual balance?

What is the difference between available balance and actual balance?

06/02/2022

We've all been there - you double, triple check your account before you make a big purchase but then your heart sinks. Declined. How did this happen? There was enough in the account, or at least you thought. The culprit here is available versus actual balance.

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Do you know what a line of credit is?

06/01/2022

A line of credit is a loan, but not in the traditional sense you may be thinking of.

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