Your home's been holding out on you. Use the hard-earned equity you’ve built to finance your next big thing.


Key Features

  • Competitive Rates
  • Anytime Funds
  • Revolving Credit
  • Local Processing
  • Turn your home equity into cash you can use for nearly anything
  • Competitive variable rates1 for several ongoing or seasonal needs:
    • Major home improvements
    • Education expenses
    • Major life events
    • Debt consolidation
    • Emergency reserve
    • And more!
  • The existing equity in your home is used as collateral backing
  • The interest paid might be tax deductible2
  • Borrow as much as 95% of your home’s value*
  • Funds available anytime over the course of 10 years without reapplying; apply once, then use repeatedly thereafter
  • Includes 20 year repayment term+
  • Revolving credit — as principal is repaid, more becomes available for use
  • Make advances over the phone, via online or mobile banking, or in-person at any branch or service center
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

View Rates

1Variable rate is based on Wall Street Prime, and is subject to quarterly change. Rates are determined by individual credit standing and appraisal value.

2Consult your tax advisor regarding the deductibility of interest.

*Home value is determined with a simple appraisal at no cost to the borrower. Loan limit requests $100,000 and above, and full appraisals requested by the borrower, are subject to appraisal fees due at the time of application. Minimum loan amount $10,000. Maximum loan amount $250,000

+HELOC term is a fixed 20 year term, with payments adjusting based on line of credit balance and remaining term. Funds may be drawn from the HELOC within the first 10 years. Unlimited withdrawals available, with a minimum of $500 each.

We Do Business in Accordance With the Federal Fair Housing Law and Equal Credit Opportunity Act. NMLS ID #456635.

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