Shopping for a new car? Looking to refinance? Start here!
We’re more than just your ‘bank,' we’re your co-pilot on your financial road trip.
As a credit union, we’re not here for profit — we’re here for you, and we have your best interest at heart! Our low rates and flexible terms can accommodate any budget, and we have auto loan programs for every buyer.
Whether you’re thinking about buying a new car or you’d like to find out if we can save you money on your current auto loan, our auto loan guide will walk you through the process. From research to financing options to insurance, our goal is to help you reach your financial goals.
Get started now! Just click below.
You've got a price and budget in mind. It's time to find the perfect car and get the best deal possible.
Enterprise Car Sales
Find a quality certified used car at competitive used card prices from Enterprise Car Sales1.
1 Used vehicles previously part of Enterprise short-term rental and lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other.
WestStar Credit Union does not assume responsibility for, nor does it control, endorse, or guarantee information, products, services and recommendations provided by referenced third parties.
Your one-stop shop! Search for vehicles online or find a dealer near you. You can even get pre-approved for financing.
AutoCash Preferred Dealerships
Get incented when you shop at one of our preferred dealerships and finance with WestStar Credit Union. You’ll get a $20 gas card just for test driving at one of these participating locations, and a $50 gift card when you finance with WestStar!
To ensure you are getting a fair price, it’s important to do your homework first! Get started here.
Kelley Blue Book
Refer to KBB car price values when buying and selling any new or used vehicles. KBB is trusted by consumers and the automotive industry since 1926.
Put away the paper and pencil — our auto loan calculator will crunch the numbers for you. See your monthly payment here.
So, you’ve either found the perfect set of wheels, or you’re looking for a more perfect loan. Now it's time to get the right financing.
If you’re looking for a straightforward loan to purchase or refinance your car, look no further. Take advantage of traditional financing with a wide range of terms customizable for your unique needs.
- Competitive low rates on new or used vehicles
- Flexible terms to meet your needs
- Get pre-approved for extra bargaining power at the dealership
- Refinance your current vehicle to see if you can lower your rate or your monthly payment
- Local decision-making and processing
Smart Money Car Loans (first time buyers)
Are you ready to buy and finance your first car? If you’ve never financed a car before, it can be intimidating, but it doesn’t have to be. We’re glad you stopped here first, our Smart Money Car Loan Program is designed for those who have little to no credit and are ready to finance their first car loan.
This loan comes with competitive rates, manageable terms and is an excellent way to help establish a credit history. If you’ve been employed for at least 6 months, you could qualify for your first car loan up to $25,000 with low affordable monthly payments. There’s no fee to apply, and you can apply online right now.
- No loan application fee; no pre-payment penalties
- Must be 18 and able to repay the loan
- Must be eligible for credit union membership
- Must be employed for at least six months; a co-signer will be required
- No derogatory credit may be present
- Requires income and other stipulations to qualify
You've got your dream car. Let's make sure it stays that way!
TruStage Auto Insurance
Exclusively for credit union members like you, the TruStage Auto Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.
Guaranteed Asset Protection (GAP) pays the difference between the actual cash value of your vehicle, which is determined by your primary insurance company, and the unpaid balance that is owed. The cost of GAP Advantage can be added to your auto loan at the time of purchase or at any time during your loan.
Major Mechanical Breakdown Protection
You never plan on your car breaking down on you, but you can be prepared. Major Mechanical Protection (MMP) can cover your unexpected costs, when you need it the most.
Member’s Assurance Plus Debt Protection
Help safeguard your loan with Member’s Assurance Plus Debt Protection.* With this service, fees are based on a group rate and you buy only enough protection to cover your loan balance.3
3Your purchase of Member's Assurance Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Member's Assurance Plus.