New or used, car or truck, compact or midsize — whatever ride you’re after, we’ll make sure the financing is just right for you.
Key Features
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Competitive Rates
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Free Pre-Approval
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Refinancing Available
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Local Processing
Competitive Rates
Free Pre-Approval
Refinancing Available
Local Processing
Summer's Calling, A Payment Vacation Awaits
This summer, give your budget a break. Refinance your current auto loan and enjoy:
- ZERO payments for up to 90 days*
- Savings of up to 2% OFF** your existing auto loan rate
Why Refinance? Lower your monthly payments and free up cash for what really matters: road trips, pool days, or your next summer adventure.
Refinance Now, Relax Later!
Begin your application in online or mobile banking, click Apply Now below, or visit one of our branch locations. Offer valid through July 31, 2025.
*First payment deferred up to 90 days on approved credit with interest accruing on date of loan. **Offer valid on external auto refinancing only; not valid on vehicles currently financed with WCU. All loans are subject to credit quality, proof of income, Loan to Value (LTV), and age of vehicle being refinanced. Minimum loan amount of $10,000. Rate and loan amount are based on credit worthiness. Rate savings equates to a rate reduction of 2% less than the Annual Percentage Rate (APR) on your current loan, not to go below WestStar Credit Union’s approved floor rate. Other rate and terms are available, other restrictions apply. WestStar Credit Union membership with a minimum balance is required to borrow.
- Free to apply, and no pre-payment penalties
- Finance the right ride at the right rate for your budget
- Competitive financing on new or used vehicles
- A wide range of terms customized to your unique needs
- Get pre-approved for extra bargaining power at the dealership
- Refinance your current vehicle to potentially lower your rate
- Protect your vehicle with a variety of protection plans
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
Kickstart the Car Buying Process
From research to buying, we’re with you the whole way. See how!
- Perfect for financing your first vehicle on your own
- No loan application fee; no pre-payment penalties
- Must be 18 and able to repay the loan
- Must be eligible for credit union membership
- Must be employed for at least six months; a co-signer will be required
- Available for vehicles valued up to $50,000
- No derogatory credit may be present
- Requires income and other stipulations to qualify
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish