Be prepared for any setback. We can help.

WestStar Credit Union is here to help, if the need should ever arise. With our many protection plans and insurance offerings, you can be prepared for any misfortune.

Member’s Assurance Plus Debt Protection (MAP)

MAP out a plan! Taking out an auto loan, credit card, or personal loan means one of your dreams is about to come true — but, what happens to your dream when the unexpected hits? How can you make sure your family doesn’t shoulder the financial burden of making loan payments when you can’t?

Help safeguard your loan with Member’s Assurance Plus Debt Protection!* With this affordable service, fees are based on a group rate and you buy only enough protection to cover your loan balance.

  • Can protect up to two borrowers
  • Package options can include life, disability, and involuntary unemployment
  • Cancels your loan balance up to $100,000 in the event of death before the age of 70; up to a maximum of $25,000 on or after the age of 70
  • Cancels your monthly loan payment up to 12 months or $12,000 if disabled
  • Cancels your daily interest and program fee up to 12 months or $6,000 for consumer and credit card loans if involuntarily unemployed

*Your purchase of Member's Assurance Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Member's Assurance Plus.


Collateral Protection Insurance

Did you receive a letter regarding Collateral Protection Insurance, or want to update your current insurance coverage on your auto? The information you provide will enable us to verify your insurance coverage and update our records as required in your loan agreement.

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GAP Advantage

Bridge the gap between the value of your vehicle and what you owe. Did you know that if the vehicle you are thinking of purchasing or have just purchased is totaled, or is stolen and not recovered, your insurance may not pay off the full amount due to your financial institution? Guaranteed Asset Protection (GAP) pays the difference between the actual cash value of your vehicle, which is determined by your primary insurance company, and the unpaid balance that is owed.

The cost of GAP Advantage can be added to your auto loan at the time of purchase or at any time during your loan. GAP Advantage is the answer to peace of mind, convenience, and confidence on the road ... all for pennies a day!

Contact us to get started today

Major Mechanical Breakdown Protection (MMP)

You never plan on your car breaking down on you, but you can be prepared. Major Mechanical Protection (MMP) can cover your unexpected costs, when you need it the most. Automotive repair costs will continue to rise and the likelihood of major mechanical failure on your vehicle will increase. Your MMP Service Agreement gives you the peace of mind that you're protected against future costly repairs.

For Pre-Authorizations, call (800) 526-8678.

For questions about your policy, call (800) 527-0066.

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