Summer is the season to settle in. Let's turn up the heat on finding your dream home. Let's make your move together!
Key Features
-
![]()
Competitive Rates
-
![]()
Get Pre-Approved
-
![]()
Refinancing Available
-
![]()
Local Processing
Competitive Rates
Get Pre-Approved
Refinancing Available
Local Processing
At WestStar Credit Union, we’re here to help make homeownership possible for you and your family. Whether you’re dreaming big or planning smart, we offer 40, 30, 20, and 15-year fixed rate mortgage options, along with a variety of loan programs tailored to fit your unique goals and lifestyle.
- Conventional Loans – A popular choice by many homebuyers. These loans offer competitive rates, flexible terms, and clear down-payment options.
- Jumbo Home Loans – Buying a higher-priced home? Jumbo loans are designed for properties that exceed conforming loan limits, providing the financial power needed for luxury or high-value homes.
- FHA Loans – Backed by the Federal Housing Administration, FHA loans are great for first-time buyers or those with limited credit history. They offer lower down payments and flexible qualification guidelines.
- VA Loans – Available exclusively to veterans, active-duty service members, and eligible spouses. VA loans feature no down payment and no private mortgage insurance, and benefits that honor your service.
- Cash Flow Property Financing - Created for property owners seeking long-term, flexible financing. With DSCR-based qualifications, this program is ideal for expanding your real estate portfolio without relying on traditional income documentation.
40-Year Mortgage Option
Looking for more breathing room in your monthly budget? Our 40-year mortgage loan could be the solution. Whether you’re purchasing a home or refinancing, this extended-term loan is designed to make homeownership more accessible. Just like a traditional mortgage, a 40-year loan helps reduce your monthly payments, giving you more flexibility.
While a 40-year term may provide budget flexibility, a longer term means you’ll pay more interest across the life of the loan. Since a larger portion of your early payment goes towards interest, building equity may take more time.
Every homeowner’s situation is unique. Our team is here to help you explore whether a 40-year mortgage aligns with your long-term financial goals and homeownership plans.
Expand the sections below to view current rates or connect with a mortgage loan officer.
Unlock the door to your dream lifestyle, whether it’s your first residence, a relaxing escape, or a promising investment. Members trust my expertise and WestStar’s diverse programs to navigate financing with ease, clarity, and confidence.
Shani Mohottige
Sr. Mortgage Loan Originator
[email protected]
NMLS #908345
702-499-8299
All loans are subject to credit approval, income verification, Loan to Value (LTV), and property valuation. Rate and loan amounts are based on credit worthiness. Annual Percentage Rate (APR) is not guaranteed until mortgage rate is locked. For example: A $450,000 mortgage loan at 80% LTV with a 360-month term at 6.380%, the estimated monthly principal and interest payment is $2,770.73. Other terms and conditions may apply. WestStar Credit Union membership with a minimum balance is required to borrow. Mortgage Loan Origination Officers are licensed through the National Mortgage Licensing System (NMLS). WestStar Credit Union, NMLS ID #456635, originates mortgages at 2775 S. Rainbow Blvd., Las Vegas, NV 89146 and can be reached at 702-791-4777.